Interest rates are still very low. Consolidate now and fix your rate for the life of the loan as low as 3.5%* Wait and you risk a possible variable rate as high as 8.25%.

Congress considers replacing the current fixed interest rate consolidation with a variable percentage rate consolidation as high as 8.25%. ACT NOW for a fixed rate as low as 3.5% *

The EzzyLoans Consolidation Program is FREE and EASY!

• Reduce your payments up to 54%! and there are no prepayment penalties. For example, if you have $90,000 in federally guaranteed loans, you will see your payment drop from $887 to $404 per month! That is a savings of $483 per month -- that's almost $6,000 per year.
• You get one low fixed interest rate that can never change.
• The Interest Rate Reduction Program could save you an extra 1.25% on repayment.
• Consolidation could improve your credit score.
• Put yourself in control of the repayment of your loans and you could save hundreds, even thousands of dollars.
  

* .25% interest rate reduction once the auto-debit from checking or savings account has gone into effect 1% reduction after the first 36 consecutive payments have been made on time (Certain terms and conditions apply)